Terms and Conditions
PRIVACY POLICY
Notice CredittGeniee.com™ Online Privacy Policy:
The “Website” refers to the website www.CredittGeniee.com its subdomains, and related domains. This Website is owned or operated by Credit Genie, LLC and/or its subsidiary companies in the United States of America (collectively, "Company"). This privacy policy ("Privacy Policy") applies to information that you provide to Company via this Website, and/or by use of other services (collectively, the "Services") that may be provided by other means or media, including as set forth below and as defined in the applicable www.CredittGeniee.com/termsandconditions or other terms.
This Privacy Policy is intended to provide you notice of Company’s information management practices, including the types of information gathered, how it is used and safeguarded, and the degree to which you may control the maintenance and sharing of your information. Your use of any Company Service or Website constitutes acceptance of this Privacy Policy and any other applicable terms. This Privacy Policy is part of and incorporated by reference into the www.CredittGeniee.com/termsandconditions for this Website.
This Online Privacy Policy applies to the www.CredittGeniee.com website. This Policy describes how CredittGeniee.com collects and uses the personal information you provide. It also describes the choices available to you regarding the use of, your access to, and how to update and correct your personal information. Please read the following Privacy Policy so that you understand our process and safeguards.
Agreement to this Privacy Policy: By using this website, you consent to this Online Privacy Policy, including your consent to our use and disclosure of information about you in the manner described herein.
Personal Information We Collect:
You provide Personal Information to us, if you register, submit feedback, join a mailing list, or interact with our website. Personal Information means personally identifiable information – such as, information you provide via forms or other online fields including name, email addresses, telephone, fax or mobile numbers, as well as records associated with your credit profile.
How Do We Use Your Personal Information?
We collect and store on our database the information that you submit to use during your membership, including but not limited to the Sign-Up stage. To make our web services easier to use, The Credit Genie, LLC / CredittGeniee.com™ website allows you to create a “Client ID” so that you may access your personal information and track your progress on the site through the Client Portal. Therefore, the system saves your information and assigns you a Client ID.
As outlined in our Service Agreement, your personal information is required for us to help you fix your credit. However, we only require you to provide the absolute minimum information necessary. Credit Genie, LLC / CredittGeniee.com™ uses your personal data to ensure that you remain in constant communication with us and receive real time notification on your credit improvement progress. We keep you up informed on the latest feature updates, special offers, and any other information necessary to fulfill our obligation to you as our client. To provide prompt and effective assistance to help you fix your credit, we share your personal information with staff employees of Credit Genie, LLC / CredittGeniee.com™.
With Whom Do We Share Your Information?
We Share Your Information with Third Parties:
We share your information with other companies who provide us with services to help promote our content via email and text alerts, as well as with reputable companies that may be able to offer other assistance with your debt or credit. We may sell, trade, or otherwise transfer to outside parties your name, address, city, town, any form or online contact identifier email, and phone number.
We Share Your Information with Service Providers:
We may disclose your Personal Information to other companies that help us correspond with you.
We May Share Your Information When Legally Obligated:
We may disclose or report your Personal Information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes.
We May Share Your Information for Business Transition:
If we are involved in a merger, acquisition, or sale of all or a portion of our assets, you will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information.
Credit Genie, LLC / CredittGeniee.com safeguards the security of your personal data. We take every precaution to protect your personal data when you are on our website. We advise you to change your passwords often, use a combination of letters and numbers, and make sure you use a secure browser. Our web site uses industry-standard Secure Sockets Layer (SSL) encryption on all web pages where personal information is required. This protects the confidentiality of your personal and credit card or checking account information while it is transmitted over the Internet.
How Do We Collect and Use Non-Personal Information?
When you browse our website, you do so anonymously because we do not collect personal information when you browse our website. However, we do have mechanism that track pages visited as well as location data, logs and other communication data, and information about your computer and internet connection, including your IP address, operating system and browser type.
Cookies and Related Technology:
We collect non-personal information about our website traffic and usage patterns from technology such as Cookies and Web Beacons. Cookies are small text files that help us to personalize the content of our website. Web Beacons are electronic files used to track your navigation on a website or collection of sites, the completion of transactions, submission of applications and browsing behavior.
We use cookies and other tracking technology to help us understand and save your preferences for future visits, and keep track of advertisements and compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future. We may contract with third-party service providers to assist us in better understanding our site visitors. These service providers are permitted to use the information collected on our behalf to help us conduct and improve our business. If you prefer, you can choose to turn off all cookies via your browser settings. However, if you turn your cookies off, some of our services may not function properly.
Online Behavioral Advertising Disclosure:
Notwithstanding any other provision, we may engage a data provider who may collect web log data from you (including IP address and information about your browser or operating system), or place or recognize a unique cookie on your browser to enable you to receive customized ads or content through web, mobile or other media channels. These cookies contain no personally identifiable information. The cookies may reflect de-identified demographic or other data linked to data you voluntarily have submitted to us, e.g., your email address, that we may share with a data provider solely in hashed, non-human readable form. To opt-out of these data provider cookies, please visit http://www.aboutads.info/choices.
California Do Not Track (DNT) Disclosures:
How do we respond to Web browser “do not track” signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third-party websites or online services?
We currently do not respond to DNT signals in browsers because we do not track individual users across the web.
Can other parties collect personally identifiable information about a consumer’s online activities over time and across different websites when they visit www.CredittGeniee.com? No.
Notices
Notice to California Residents:
In response to a California law, we will automatically treat individuals with California addresses or telephone numbers (when disclosed to us) as if you requested us to not share your information with non-affiliated third parties except as permitted by the applicable California law. We will also limit the sharing of information about you with our affiliates to comply with California privacy laws that apply to us.
Notice to Vermont Residents:
In response to Vermont regulations, we automatically treat accounts with Vermont billing addresses as if you requested that we not share your information with non-affiliated third parties, and that we limit the information we share with our affiliates. If we disclose information about you to non-affiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transaction and experiences with you.
Notice to Nevada Residents:
We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List by requesting that we cease calling you by contacting us directly and making such request in writing to info@credittgeniee.com. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; e-mail: BCPINFO@ag.state.nv.usBCPINFO@ag.state.nv.us.
Notice to Georgia Residents:
Currently, your state laws do not allow us to help you fix your credit. Regrettably, we do not provide credit repair services to Georgia residents.
Notice to Users Outside of the United States:
This Online Privacy Policy is intended to cover collection of information on our Sites from residents of the United States. If you are visiting our Sites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third-parties with whom we share it as described in this Notice.
Notice to Children Under 18:
Our website is not intended to be used by children under 18 years old. You represent and warrant that you are at least 18 years of age. If you are under age 18, you may not use the website or services. We do not knowingly collect personal information from, or target our website or services to children under the age 18. We understand that there may be exceptions to this rule including, but not limited to children who are emancipated. If we discover that the website is being used inappropriately, we will take steps, if possible, to disable access so that the individual may no longer access our website.
Links to Other Websites:
Our website may contain links to other websites. Please note that when you click on one of these links you are “clicking” to another website. Credit Genie, LLC / CredittGeniee.com™ is not responsible for the information privacy practices or the content of such websites. We encourage you to read the privacy policies of these linked websites as their information privacy practices may differ from ours.
Changes to this Privacy Policy:
Credit Genie, LLC / CredittGeniee.com™ reserves the right to change this Privacy Policy at any time. We will notify all registered consumers via email of any Privacy Policy changes. Notwithstanding, we encourage you to visit our website frequently and read the current privacy policy. We will post any material changes to this Privacy Policy so that you are aware of the type of information we collect; how we use it, and under what circumstances, if any, we disclose it.
How to Contact Us:
Should you have other questions or concerns about these privacy policies, please call us at 1-844-4-GENIEE / 1-844-443-6433 or send us an email at info.creditgenie@gmail.com. Please print and retain a copy of this privacy policy for your records.