Improve Your Credit Scores

The Difference Between Your Credit Scores and Your Credit Reports

Your Credit Report: Your credit report provides a snapshot detailed record of your credit history at the time the report is requested. The report is based on information companies and creditors have reported about your management of your past and current accounts with them. The most significant aspect of your credit report is that it … Read more

 How Often Should You Check Your Credit Reports?

At a minimum, you should request your credit report from each of the three major reporting bureaus annually. If your credit reports contain erroneous information – it is better to discover it sooner – rather than later. You should check your credit reports for accuracy. Your credit reports contain information about your payment history, credit … Read more